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Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

How It Works




Short Term Loans

  • Payday Pig ® offers Short Term Loans up to £1,500*.
  • There's no paperwork and no phone calls.
  • Apply online using our convenient application process.
  • It only takes 2-3 minutes and you could have your money today*.

Implications of Non-Payment

If you fail to pay back the required amount then you may be charged additional interest or late fees. All our loan providers adhere to and follow all applicable collection laws and guidance.

If you miss a loan payment it is likely that you will be expected to pay an extra charge. It is also possible that you will be required to pay further interest on the amount already owed. This is further interest on the entire loan amount owed to that point, in addition to the original loan amount you borrowed.

The actual consequences will vary and depend on the specific loan provider who provides your loan. The loan provider may initiate collection procedures and your credit score may be adversely affected if your payment obligations are not met. Your debt may be placed with a collections agency who may take any collections actions allowed by law.

Extending a loan

Payday Pig ® is a loan broker and as such the extending policy will be dependent on the lender who provides the loan. If you wish to extend your loan, you should contact your lender in advance.

In some circumstances it may be possible to extend a loan, however this would increase the amount you'll need to repay.

All of the above varies between lenders. Please ensure you read and understand the terms and conditions of the loan provider before agreeing to the loan offered.

Collections Process

Payday Pig ® is a loan broker and we never charge you for the service we provide or take money from your account.

Many of the loan providers on our loans panel will utilise the Continuous Payment Authority to continue to attempt payment from your card consistent with the powers in the credit agreement.

From 2 January 2015, no borrower will ever pay back more than twice what they borrowed, and someone taking out a loan for 30 days and repaying on time will not pay more than £24 in fees and charges per £100 borrowed.